Do Not Sell My Personal Information

This page explains your rights regarding the sale of your personal information and provides instructions on how to exercise those rights.

Your Rights Under Consumer Privacy Laws

The California Consumer Privacy Act (CCPA), Virginia Consumer Data Protection Act (VCDPA), Colorado Privacy Act (CPA), and other state privacy laws provide consumers with specific rights regarding their personal information. These laws give consumers the right to opt out of the sale of their personal information to third parties.

What is Considered a "Sale" of Personal Information?

Under privacy laws such as the CCPA, a "sale" of personal information is broadly defined. It includes not only the exchange of personal information for money but also:

• Sharing personal information with a third party for monetary or other valuable consideration
• Making personal information available to a third party for their commercial purposes
• Transferring personal information to third parties as an asset in a merger, acquisition, or bankruptcy transaction

Categories of Personal Information We Collect and May Share

We collect and may share the following categories of personal information:

• Identifiers: Name, address, email, phone number, IP address, account name
• Personal Records: Contact information, insurance policy information, financial information
• Protected Classifications: Age, gender, marital status, if voluntarily provided
• Commercial Information: Products or services purchased, insurance history, claims history
• Internet Activity: Browsing history, search history, information on interaction with our website
• Geolocation Data: Physical location or movements, if enabled on your device
• Professional Information: Current and past employment, if relevant to insurance applications
• Inferences: Profile reflecting preferences, characteristics, behaviors

How We May Share Your Information

We may share your personal information with the following categories of third parties:

• Insurance carriers and underwriters
• Service providers and contractors
• Marketing and advertising partners
• Data analytics providers
• Social media platforms
• Business partners for joint marketing efforts

Submit a "Do Not Sell My Personal Information" Request

If you would like to opt out of the sale of your personal information, you can submit a request using the form below, or by calling our designated toll-free number.

Verification Process

To protect your privacy and security, we may need to verify your identity before processing your request. The verification process may vary depending on whether you have an account with us and the type of information you are requesting.

We may ask you to provide additional information to verify your identity, such as:

• Confirmation of account details
• Policy numbers or other identifiers
• Responses to security questions
• Copies of government-issued identification (in limited circumstances)

Response Timeline

We will respond to your request within the timeframe required by applicable law:

• For California residents (CCPA): Within 45 days, with a possible extension of an additional 45 days
• For Virginia residents (VCDPA): Within 45 days, with a possible extension of an additional 45 days
• For Colorado residents (CPA): Within 45 days, with a possible extension of an additional 45 days
• For other states: According to the relevant state laws

Authorized Agents

You may designate an authorized agent to make a request on your behalf. To do so, we may require:

• Written permission signed by you authorizing the agent to make the request
• Verification of your identity directly with us
• Verification of the agent's identity

Non-Discrimination

We will not discriminate against you for exercising your rights under the CCPA or other privacy laws. This means we will not:

• Deny you goods or services
• Charge you different prices or rates for goods or services
• Provide you with a different level or quality of goods or services
• Suggest that you will receive a different price, rate, level, or quality of goods or services

Additional Privacy Rights

In addition to the right to opt out of the sale of your personal information, you may also have other rights under applicable privacy laws, including the right to:

• Access your personal information
• Delete your personal information
• Correct inaccurate personal information
• Data portability

For more information about these rights and how to exercise them, please refer to our Privacy Policy.